Our Services

Comprehensive solutions, personalized delivery

From self-funded plan design to employee advocacy, we provide a full spectrum of benefits consulting services — each delivered with the personal attention your organization deserves.

Self-Funded Health Plans

Custom self-funded and level-funded strategies that give you control over costs while maintaining robust coverage. We design stop-loss layers, build reserve strategies, and leverage data to keep your plan running optimally.

Level-Funded PlansCaptive InsuranceReference-Based PricingStop-Loss Optimization

Benefits Strategy & Plan Design

Comprehensive benefits architecture from the ground up. We analyze your workforce demographics, competitive landscape, and budget to design a benefits program that drives recruitment and retention.

Plan Design & BenchmarkingVendor EvaluationRenewal NegotiationMulti-Year Roadmaps

Wellness & Population Health

Proactive health management programs that reduce claims and improve employee wellbeing. From biometric screenings to chronic condition management, we build wellness into your culture.

Wellness Program DesignBiometric ScreeningsEAP IntegrationMental Health Solutions

Compliance & Risk Management

Stay ahead of ACA, ERISA, HIPAA, and COBRA requirements with our compliance advisory services. We conduct audits, prepare filings, and keep you protected from regulatory risk.

ACA ReportingERISA CompliancePlan Document ReviewFiduciary Guidance

Technology & Analytics

Modern benefits administration platforms, enrollment systems, and claims analytics dashboards. We implement and manage the technology that makes benefits seamless for HR and employees alike.

Benefits Admin PlatformsClaims AnalyticsDecision Support ToolsEnrollment Technology

PEO & Payroll Solutions

Through Professional Employer Organization partnerships, we bundle payroll, HR administration, benefits, and compliance into one streamlined service. Spend less time on people ops and more time growing your business.

Payroll ProcessingHR AdministrationWorkers' CompTime & Labor Tools

Employee Advocacy & Support

A dedicated support team your employees can call with questions about claims, coverage, and providers. We become an extension of your HR department — available when your people need help most.

Claims ResolutionProvider NavigationBilling Dispute SupportLive Advocacy Team
The AltaVera Difference

Results that speak for themselves

Cost Reduction

Average 20-35% savings within the first two years of engagement.

Risk Mitigation

Proprietary models that protect against catastrophic claims exposure.

Audit Ready

Your plan will always be prepared for regulatory scrutiny.

Find the right solution for your team

Every organization is different. Let's discuss which combination of services will have the biggest impact for yours.

Talk to an Advisor