Thought leadership on self-funded benefits, compliance, workforce strategy, and more.
When employee wellbeing programs are structured correctly, they generate a measurable return on investment. Here's how forward-thinking finance leaders are reframing benefits as a strategic asset.
AltaVera Advisory Team · Workforce Strategy
How modern payment infrastructure — including HSA, FSA, and HRA administration — can reduce administrative burden and improve the employee benefits experience.
AltaVera Advisory Team · Payments & Administration
From ERISA amendments to ACA reporting changes, 2025 brings a fresh wave of regulatory requirements. Here's what every HR and benefits leader needs to have on their radar.
AltaVera Advisory Team · Compliance & Risk
Level-funded plans offer the cost transparency and potential savings of self-funding with the predictability of fixed monthly payments — making them an ideal entry point for smaller employers.
AltaVera Advisory Team · Benefits Strategy
As traditional fully-insured premiums continue to climb, mid-market employers are discovering that self-funded arrangements offer greater transparency, flexibility, and long-term cost control.
Pharmacy costs now represent 20–30% of total healthcare spend for most employers. Understanding PBM contracts — and negotiating them strategically — is one of the highest-leverage actions available.